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Effective Date: 01-01-2017 |
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Auto/Truck/Van/Motorcycle (New) | |  | | Year & Term | Tier A rates only | | | | | | |
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2016 - 2017 66 month term |
2.75% |
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| | 72 month term** |
3.50% |
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| | 84 month term*** |
4.25% |
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| | **minimum of $15,000.00 New non-titled vehicles up to, but not to exceed 100% MSRP ***minimum $30,000.00 | |
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Auto/Truck/Van/Motorcycle (Used) | | | |
2013 - 2015 |
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66 month term |
3.25% |
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2009 - 2012 |
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66 month term |
3.50% |
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2005 - 2008 |
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48 month term |
4.50% |
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2000 - 2004 |
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48 month term |
6.00% |
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A, B & C paper = Clean Retail Loan Value
D & Below = Clean Trade In Value
2010 and newer vehicles with over 90,000 miles will have 1 % rate increase
Older Models refer to Unsecured Rates for the rate only
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Boats and Personal Watercraft/RV's/Campers | | | |
2016 - Newer (never been titled) | | | | | | | |
| | 60 month term |
7.50% | | | | | | |
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Used (2005-2015) 60 month term |
8.50% | | | | | | |
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| Share/Certificate Secured | | | | Term | Annual Percentage Rate | | | | | | |
| | Up to 72 months and not to exceed maturity of certificate | 3.0% above dividend rate | | | | | | |
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| Secured Other (UCC-1) & Off Road Vehicles | | | | Term | Annual Percentage Rate | | | | | | |
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Up to 48 months | 11.00% | | | | | | |
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| Unsecured | | | | Term & Limit | Unsecured Debt to Income | Rate | | | | | |
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Tier A (Score 720+) = $10,000 48 months |
10% or Less |
12.00% | | | | | |
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Tier A = $8,000 60 months | Above 10% | 11.00% | | | | | |
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Tier B = $ 7,000 48 months | 10% or Less |
11.75% | | | | | |
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Tier C = $ 5,000 36 months | 10% or Less | 13.00% | | | | | |
| | Tier D = $ 2,000 18 months | 10% or Less | 16.00% | | | | | |
| | Tier F = $ 1,000 12 months | Up to 15% | 18.00% | | | | | |
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NOTICE: Credit Union uses credit scoring to determine rate only! Rates & Terms subject to change without notice. All Rates are APR.
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