What Does Jefferson Community Federal Credity Union Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and account balances
Employment information and payment history
Transaction or loss history and wire transfer instructions

When you are no longer our member, we continue to share your information as described in this notice.

How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Jefferson Community Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Jefferson Community Federal Credit Union Share?	Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus.	Yes	No
For our marketing purposes - to offer our products and services to you.	Yes	No
For joint marketing with other financial companies	yes	No
For our affiliates' everyday business purposes - informatoin about your transactions and experiences	No	We don't Share
For our affiliates' everyday business purpoeses	No	We don't Share
For nonaffiliates to market to you	No	We don't Share

Questions?

Call (812)265-3003 or go to www.jcfcu.com

What We Do

How does jefferson Community Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Jefferson Community Federal Credit Union collect my personal information?

We collect your personal information, for example, when you:

open an account or use your credit or debit card
apply for financing or give us your contact information
show us your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit sharing?

Federal law gives you the right to limit only:

sharing for affiliates' everyday business purposes - information about your creditworthiness
affiliates from using your information to market to you
sharing for nonafiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies

Jefferson Community Federal Credit Union does not share with our nonaffiliates so they can market to you.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies

Jefferson Community Federal Credit Union does not share with our nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners include CUNA Mutual Group's MEMBERCONNECT and credit card companies.

Jefferson Community Federal Credit Union

545 Ivy Tech Drive

PO Box 129

Madison, IN 47250

Phone: 812-265-3003

Toll Free: 1-800-453-8503

Fax: 812-273-2609

This credit union is federally insured
by the National Credit Union Administration.